We utilize the latest in encryption technology, SSL (Secure Sockets Layer), a protocol designed by Netscape Communications. SSL encrypts your credit card number and transmits it over the Internet in an unreadable format until it reaches our servers where it is decoded. Only an authorized processor can convert this information to complete the transaction. Information you send can be trusted to arrive privately and unaltered.

We guarantee that every transaction you make at any of the TC Mall online stores will be 100% safe. This means you pay nothing if unauthorized charges are made to your card as a result of shopping at a participating Point & ShopTM merchant.

We guarantee that, if unauthorized charges are made to your credit card as a result of shopping at any TC Mall online store and you immediately notify your credit card provider in accordance with its reporting rules and procedures, we will reimburse you for the entire credit card liability incurred as a result of such unauthorized charges up to $50.00, after your credit card company makes the appropriate adjustments to your account. Your liability under federal law for unauthorized use of your credit card is limited to $50.00, if you follow the required notification procedures. In addition, we guarantee that, if unauthorized charges are made to your debit card as a result of shopping at any TC Mall, and you immediately follow the notification procedure required by your bank, we will reimburse you for the debit card liability incurred as a result of such unauthorized charges up to $50.00. Making a credit card purchase at TC Mall is more secure than using your credit card at the local store or restaurant! Shopping and making credit card purchases at the TC Mall stores is safe and secure because:

1. To ensure safety and confidentiality, we utilize Secure Socket Layer (SSL) technology, the industry standard for transferring sensitive information over the Internet.

   When you enter your credit card information online, it is translated into a secret computer code before it is sent. In this process, no person ever sees your credit card number, and there is no risk of interception. This system makes purchasing on the Web even safer than shopping in stores, where several people have access to hard copies of your actual card number.

   Whenever we ask you to send confidential information over the Internet, including personal account data, we require that a "secure session" using SSL first be established.

2. We guarantee that you pay nothing if unauthorized charges are made to your credit card as a result of shopping at any TC Mall Store.